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627.06501 Insurance
discounts for certain persons completing driver improvement course.--
(1) Any rate, rating
schedule, or rating manual for the liability, personal injury protection, and
collision coverages of a motor vehicle insurance policy filed with the office
may provide for an appropriate reduction in premium charges as to such
coverages when the principal operator on the covered vehicle has successfully
completed a driver improvement course approved and certified by the Department
of Highway Safety and Motor Vehicles which is effective in reducing crash or
violation rates, or both, as determined pursuant to 1s. 318.1451(5).
Any discount, not to exceed 10 percent, used by an insurer is presumed to be
appropriate unless credible data demonstrates otherwise.
(2) The premium
reduction authorized by this section shall be effective for an insured for a
3-year period after successful completion of the approved course, except that
the insurer may require, as a condition of maintaining the reduction, that the
insured:
(a) Not be involved
in an accident for which the insured is at fault; and
(b) Not be convicted
of or plead guilty or nolo contendere to a moving traffic violation.
(3) The organization
offering the course shall, upon a person's successful completion of the course,
issue the person a certificate that the person may use to qualify for the
premium discount authorized by this section.
(4) This section does
not apply if the driver improvement course is taken in lieu of a court
appearance for a traffic infraction as provided for in s. 318.14(9).
However, the five-election restriction enumerated in that section is not
applicable to taking the course for the purposes of receiving insurance premium
reductions.
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